product – Rhisco

Rhisco combines passion and precision into a suite of risk management services and leading-edge technology solutions, serving Tier 1 & Tier 2 Banks and Insurers across the world.

Rhisco enables some of the world’s largest Banks to deliver strategic risk and capital transformations to meet the demands of increased regulation, the constant drive for efficiency and keeping up with evolving technology infrastructure.

Rhisco supports Insurance providers as they navigate increased regulatory pressure, come to terms with the opportunities of Solvency II and address historic under-investment in their technology systems and data infrastructure.

Rhisco’s TEGRA® solution is a leading-edge data management, integration and aggregation platform designed to address risk and capital needs.

Rhisco enables Mexico's banks to implement IFRS9 with strategic transformation of their business.
From technology solution for IFRS9 to C-level specialised advisory, with Rhisco you are covered.

Rhisco enables some of the largest and most active Banks and Insurers across Latin America with risk and capital services and solutions.

Bespoke Development

We have proven track record of developing bespoke production-ready technology solutions for companies in financial services and other sectors, using established and emerging technologies that give competitive advantage. Enhancing existing IT architectures or designing new ones, our solutions are tailored to our client’s needs.

Financial Risks & Liquidity

Rhisco’s award-wining solution, TEGRA®, is a leading-edge data management, integration and aggregation platform designed to address financial risks, liquidity management and capital management needs. The platform improves compliance and delivers business benefits – enabling end-users to improve accuracy and efficiency independently of IT, with complete data lineage. From the desk level, to board and Regulatory Governance, the solution ensures that all stakeholders have clarity and control to monitor risk. Can you imagine being able to re-run historic analyses on-demand without IT intervention? What-if analysis that mix and match historic data or sources with current, historic or prospective business rules, without sacrificing performance, independence from IT or data lineage.

Features

Runs on-demand rules-based risk analysis and modelling processes on ‘golden source’ data
Offers the flexibility to generate regulatory risk reports in several industry standard formats
It allows for varying deployment, either on a per-desk or line of business basis, team or region
Allows for full traceability, going back to the moment of initial input of data, including any modifications and additions

AI for RegTech

Our RegTech product, AllGood.ai®, significantly accelerates the performance of Legal and Compliance teams and democratises regulatory expertise across the institution by automating much of the manual work, fostering collaboration and releasing time for analysis and decision making.

Rhisco’s platform AllGood.ai® allows you to control your costs for Regulatory Monitoring and Regulatory Change Management.

Based on natural language processing libraries trained to read and interpret regulatory documentation in Spanish, allows faster identification of obligations for the institution.
Using graph database technology, the solution provides a regulatory map with visual references and interrelations within and among regulatory documents, allowing for time saving over 10%.
With regulatory change management functionality, the user can identify and understand the impact for their institution and collaborate with teams internal or external to the institution.
A library for controls that can be mapped to obligations and fed to the institution’s internal systems. Regulatory content for certain jurisdictions and curated controls are an optional feature to facilitate compliance.

Enterprise Risk

With continuous transformation of paradigms and constant flow of regulation it is more important to have adequate governance and management frameworks to support compliance and better manage enterprise risks. In the new context, risks include cyber security, financial crime, power shortage, AI unethical use, data bias, among several other. This context requires more tech-savvy experts, real-time technology and professionals knowledgeable about AI.

Rhisco’s business expertise in integrated risk management, data analysis, data science, digital transformation and AI, paired with the experience developing and integrating technology solutions allow us to support our clients end to end.

Credit Management

We design, build and optimise processes throughout the credit lifecycle, from data acquisition to credit limits monitoring, ensuring a comprehensive, accurate and centralised view of the credit portfolio at all times.

Our proven expertise integrating credit technology and designing credit processes have helped our clients expand their credit portfolio and compete in the market.

Advanced Analytics

Combining third party, open source and Rhisco’s own innovative technologies with multiple methods, including graph DB technology, data science techniques and stochastic models among other to derive information that can help our clients compete, Rhisco’s analytics solutions have you covered.

Our solutions, built on top of our award-wining platform, TEGRA®, give you:

Intelligent data management for on-demand multiple analyses;
Historic or prospective business-rules-based analyses and aggregations;
Full data lineage and user-based security;
Flexibility and independence from IT for expert users to run on-demand historic and what-if analyses;
Scalability, vertical and horizontally;
End to end integration for your quantitative analyses’ production processes.

Regulatory Transformation

Our team of inter disciplinary experts support CXOs to successfully implement regulatory transformations in their institutions, bringing to the table the relevant resources, including new technologies, business experience, best practices and professional relationships with regulatory bodies.

Major regulatory changes, whether international standards or domestic transpositions (e.g. MIFID II, IFRS9, FRTB and many other), or initiatives that require significant effort, investment and focus. We can help you to make it happen within budget and on time.